FREE use of 23 DCU Branches in MA/NH - and more than 5,900 shared branches nationwide.No minimum balances or monthly maintenance fees.Basic Member BenefitsĮvery member enjoys these benefits automatically: Check out the information below for a detailed description of benefits by level. While every member has access to most of our great benefits, the more a member does with DCU, the more those benefits multiply. Visit our Payment Protection Insurance page for more information about covered events and coverage amounts. Payment Protection Insurance - Helps relieve the financial stress and worry related to making loan payments when your life takes an unexpected turn.Visit our Mechanical Breakdown Insurance page for more information. Mechanical Breakdown Insurance usually lets you go to your repair shop, whereas dealer warranties limit work to specific dealerships. Mechanical Breakdown Insurance – An alternative to extended warranties you might purchase from a dealer.Other insurance options that DCU makes available to members include: For more information, visit the GAP Advantage Insurance page. GAP Advantage can be purchased for both new and used vehicles, for a reasonable one-time cost of $599. DCU offers members GAP Advantage insurance through Allied Solutions. GAP insurance protects you when your auto loan balance exceeds your car's current book value. Regular auto insurance will only cover what the vehicle is worth at the time of the loss. GAP insurance is optional auto insurance that helps pay off your loan in the event your vehicle is totaled or stolen and you still owe more than the depreciated value. Finalize funding details (check dollar amount, payment due date, term, interest rate, payment options and to whom the check is payable).Submit any additional requested documents.Submit verification of income, if requested.Submit copy of the purchase & sale agreement (for dealer purchases).Become a DCU member, if not already a member.To finalize and fund your auto loan, you will need to do the following: Co-applicant information (if applicable).Driver’s License, Passport Books, etc.)ĭCU will no longer be accepting Passport Cards as a form of personal identification.
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